Intro Rate Variable Home Loan

Pay off your home loan sooner with a low introductory rate that reverts to a discounted Clear Path Variable Rate after 2 years.
Category: Home Loans  Last Updated April 8, 2022  Effective May 8, 2022

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
%PA
Comparison Rate
%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, INTRODUCTORY, 2.69%
  • Lending Rate Type: Introductory
  • Interest Rate: 2.69%, Comparison Rate 3.17%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, INTRODUCTORY, 2.94%
  • Lending Rate Type: Introductory
  • Interest Rate: 2.94%, Comparison Rate 3.21%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, INTRODUCTORY, 3.32%
  • Lending Rate Type: Introductory
  • Interest Rate: 3.32%, Comparison Rate 3.28%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  INVESTMENT, INTRODUCTORY, 2.74%
  • Lending Rate Type: Introductory
  • Interest Rate: 2.74%, Comparison Rate 3.32%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, INTRODUCTORY, 3.04%
  • Lending Rate Type: Introductory
  • Interest Rate: 3.04%, Comparison Rate 3.37%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, INTRODUCTORY, 2.94%
  • Lending Rate Type: Introductory
  • Interest Rate: 2.94%, Comparison Rate 3.36%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, INTRODUCTORY, 3.19%
  • Lending Rate Type: Introductory
  • Interest Rate: 3.19%, Comparison Rate 3.4%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment

 Product Features

  • Offset Additional Information: Personal customers only (not available for company/trust loans)
  • Other Additional Information: Flexible repayment options - weekly, fortnightly, monthly
  • Other Additional Information: Available for construction loans. During the construction period, the Clear Path Interest Only Variable Rate will apply with the relevant discount 
  • Other Additional Information: Available for loans $150,000 or more
  • Other Additional Information: Mortgage insurance required over 80% Loan to Value Ratio
  • Other Additional Information: After the 2 year intro period, the loan will revert to the Clear Path Variable Home Loan
  • Other Additional Information: Borrow up to 90% of property value inclusive of LMI
  • Other Additional Information: Minimum loan term - 2 years
  • Other Additional Information: No application fee
  • Other Additional Information: One free residential valuation
  • Redraw Additional Information: Unlimited free redraw - minimum $100.00 redraw.

 Product Eligibility

  • Min Age - 18 Years. Additional Information: Be 18 years of age or older
  • Other - Bankruptcy. Additional Information: Have never been bankrupt
  • Other - Earn A Regular Income. Additional Information: Earn a regular income
  • Residency Status - Resident Or Citizen. Additional Information: Be an Australian citizen or permanent resident

 Bank Fees and Charges

  • Application Fee (Upfront), Amount: 0.0000. Additional Information: Nil
  • Construction Loan Fee (Upfront), Amount: 250.0000.
  • Monthly Fee (Periodic), Amount: 10.0000.
  • Redraw Fee (Event), Amount: 0.0000. Additional Information: No fee
  • Settlement Fee (Upfront), Amount: 150.0000.

 Document Downloads

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