## Flexible Home Loan with Member Package

All the features of a ME Flexible Home Loan with added Member Package benefits like lower variable rates and reduced fees.

**Category**: Home Loans

**Last Updated**April 20, 2022

**Effective**March 25, 2015

### General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product.

**Additional Information**Owner Occupied with Principal and Interest repayment type
Interest Rate

2.04%PA

2.04%PA

Comparison Rate

2.51%PA*

2.51%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

**Product Variations**

Product rates and conditions will usually vary based on the LVR and other conditions..

LVR above 50% and less than or equal to 60%

Minimum: 50.01 PERCENT Maximum: 60 PERCENT

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 3.99%, Comparison Rate 4.41%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 60% and less than or equal to 70%

Minimum: 60.01 PERCENT Maximum: 70 PERCENT

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 3.99%, Comparison Rate 4.41%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 70% and less than or equal to 80%

Minimum: 70.01 PERCENT Maximum: 80 PERCENT

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 4.11%, Comparison Rate 4.53%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 4.11%, Comparison Rate 4.53%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR more than 90%

Minimum: 90.01 PERCENT Maximum: PERCENT

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 4.46%, Comparison Rate 4.87%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR 50% or less

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 2.29%, Comparison Rate 2.75%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 50% and less than or equal to 60%

Minimum: 50.01 PERCENT Maximum: 60 PERCENT

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 2.29%, Comparison Rate 2.75%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 60% and less than or equal to 70%

Minimum: 60.01 PERCENT Maximum: 70 PERCENT

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 2.29%, Comparison Rate 2.75%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 70% and less than or equal to 80%

Minimum: 70.01 PERCENT Maximum: 80 PERCENT

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 2.59%, Comparison Rate 3.05%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 3.27%, Comparison Rate 3.71%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR more than 90%

Minimum: 90.01 PERCENT Maximum: PERCENT

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 3.91%, Comparison Rate 4.33%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR 50% or less

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 2.04%, Comparison Rate 2.51%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 50% and less than or equal to 60%

Minimum: 50.01 PERCENT Maximum: 60 PERCENT

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 2.09%, Comparison Rate 2.56%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 60% and less than or equal to 70%

Minimum: 60.01 PERCENT Maximum: 70 PERCENT

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 2.14%, Comparison Rate 2.61%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 70% and less than or equal to 80%

Minimum: 70.01 PERCENT Maximum: 80 PERCENT

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 2.19%, Comparison Rate 2.66%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 3.17%, Comparison Rate 3.61%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR more than 90%

Minimum: 90.01 PERCENT Maximum: PERCENT

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 3.91%, Comparison Rate 4.33%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR 50% or less

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 2.04%, Comparison Rate 2.51%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 50% and less than or equal to 60%

Minimum: 50.01 PERCENT Maximum: 60 PERCENT

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 2.09%, Comparison Rate 2.56%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 60% and less than or equal to 70%

Minimum: 60.01 PERCENT Maximum: 70 PERCENT

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 2.14%, Comparison Rate 2.61%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 70% and less than or equal to 80%

Minimum: 70.01 PERCENT Maximum: 80 PERCENT

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 2.19%, Comparison Rate 2.66%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 3.17%, Comparison Rate 3.61%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR more than 90%

Minimum: 90.01 PERCENT Maximum: PERCENT

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 3.91%, Comparison Rate 4.33%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR 50% or less

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.34%, Comparison Rate 2.84%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR 50% or less

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.69%, Comparison Rate 2.99%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR 50% or less

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.09%, Comparison Rate 3.2%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR 50% or less

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.49%, Comparison Rate 3.47%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR 50% or less

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.74%, Comparison Rate 3.73%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR 50% or less

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.49%, Comparison Rate 4.27%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR 50% or less

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.49%, Comparison Rate 4.47%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 50% and less than or equal to 60%

Minimum: 50.01 PERCENT Maximum: 60 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.34%, Comparison Rate 2.84%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 50% and less than or equal to 60%

Minimum: 50.01 PERCENT Maximum: 60 PERCENT

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.69%, Comparison Rate 2.99%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 50% and less than or equal to 60%

Minimum: 50.01 PERCENT Maximum: 60 PERCENT

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.09%, Comparison Rate 3.2%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 50% and less than or equal to 60%

Minimum: 50.01 PERCENT Maximum: 60 PERCENT

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.49%, Comparison Rate 3.47%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 50% and less than or equal to 60%

Minimum: 50.01 PERCENT Maximum: 60 PERCENT

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.74%, Comparison Rate 3.73%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 50% and less than or equal to 60%

Minimum: 50.01 PERCENT Maximum: 60 PERCENT

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.49%, Comparison Rate 4.27%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 50% and less than or equal to 60%

Minimum: 50.01 PERCENT Maximum: 60 PERCENT

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.49%, Comparison Rate 4.47%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 60% and less than or equal to 70%

Minimum: 60.01 PERCENT Maximum: 70 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.34%, Comparison Rate 2.84%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 60% and less than or equal to 70%

Minimum: 60.01 PERCENT Maximum: 70 PERCENT

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.69%, Comparison Rate 2.99%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 60% and less than or equal to 70%

Minimum: 60.01 PERCENT Maximum: 70 PERCENT

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.09%, Comparison Rate 3.2%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 60% and less than or equal to 70%

Minimum: 60.01 PERCENT Maximum: 70 PERCENT

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.49%, Comparison Rate 3.47%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 60% and less than or equal to 70%

Minimum: 60.01 PERCENT Maximum: 70 PERCENT

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.74%, Comparison Rate 3.73%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 60% and less than or equal to 70%

Minimum: 60.01 PERCENT Maximum: 70 PERCENT

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.49%, Comparison Rate 4.27%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 60% and less than or equal to 70%

Minimum: 60.01 PERCENT Maximum: 70 PERCENT

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.49%, Comparison Rate 4.47%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 70% and less than or equal to 80%

Minimum: 70.01 PERCENT Maximum: 80 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.34%, Comparison Rate 3.11%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 70% and less than or equal to 80%

Minimum: 70.01 PERCENT Maximum: 80 PERCENT

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.69%, Comparison Rate 3.23%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 70% and less than or equal to 80%

Minimum: 70.01 PERCENT Maximum: 80 PERCENT

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.09%, Comparison Rate 3.42%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 70% and less than or equal to 80%

Minimum: 70.01 PERCENT Maximum: 80 PERCENT

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.49%, Comparison Rate 3.67%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 70% and less than or equal to 80%

Minimum: 70.01 PERCENT Maximum: 80 PERCENT

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.74%, Comparison Rate 3.91%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 70% and less than or equal to 80%

Minimum: 70.01 PERCENT Maximum: 80 PERCENT

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.49%, Comparison Rate 4.42%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 70% and less than or equal to 80%

Minimum: 70.01 PERCENT Maximum: 80 PERCENT

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.49%, Comparison Rate 4.6%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.49%, Comparison Rate 3.73%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.14%, Comparison Rate 3.86%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.44%, Comparison Rate 4.01%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.84%, Comparison Rate 4.23%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.24%, Comparison Rate 4.51%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.49%, Comparison Rate 4.77%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.49%, Comparison Rate 4.91%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR more than 90%

Minimum: 90.01 PERCENT Maximum: PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.59%, Comparison Rate 4.4%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR more than 90%

Minimum: 90.01 PERCENT Maximum: PERCENT

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.59%, Comparison Rate 4.46%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR more than 90%

Minimum: 90.01 PERCENT Maximum: PERCENT

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.79%, Comparison Rate 4.56%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR more than 90%

Minimum: 90.01 PERCENT Maximum: PERCENT

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.19%, Comparison Rate 4.77%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR more than 90%

Minimum: 90.01 PERCENT Maximum: PERCENT

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.59%, Comparison Rate 5.03%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR more than 90%

Minimum: 90.01 PERCENT Maximum: PERCENT

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.59%, Comparison Rate 5.15%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR more than 90%

Minimum: 90.01 PERCENT Maximum: PERCENT

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.59%, Comparison Rate 5.25%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied

LVR 80% or less

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 4.71%, Comparison Rate 4.78%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied

LVR 80% or less

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 3.67%, Comparison Rate 3.47%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied

LVR 80% or less

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 3.62%, Comparison Rate 3.21%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied

LVR 80% or less

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 3.62%, Comparison Rate 3.21%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied

LVR 80% or less

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.34%, Comparison Rate 3.2%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied

LVR 80% or less

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.34%, Comparison Rate 3.35%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied

LVR 80% or less

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.69%, Comparison Rate 3.58%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied

LVR 80% or less

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.09%, Comparison Rate 3.87%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied

LVR 80% or less

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.29%, Comparison Rate 4.14%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied

LVR 80% or less

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.09%, Comparison Rate 4.73%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied

LVR 80% or less

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.09%, Comparison Rate 4.95%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied

LVR 50% or less

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 4.36%, Comparison Rate 4.77%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 4.36%, Comparison Rate 4.77%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 4.36%, Comparison Rate 4.77%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 4.36%, Comparison Rate 4.77%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 4.36%, Comparison Rate 4.77%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR 50% or less

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 2.99%, Comparison Rate 3.43%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 2.99%, Comparison Rate 3.43%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 3.28%, Comparison Rate 3.72%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 3.28%, Comparison Rate 3.72%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 3.45%, Comparison Rate 3.88%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR 50% or less

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 2.54%, Comparison Rate 3%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 2.59%, Comparison Rate 3.05%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 2.98%, Comparison Rate 3.43%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 2.98%, Comparison Rate 3.43%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 3.45%, Comparison Rate 3.88%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR 50% or less

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 2.54%, Comparison Rate 3%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 2.59%, Comparison Rate 3.05%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 2.98%, Comparison Rate 3.43%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 2.98%, Comparison Rate 3.43%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 3.45%, Comparison Rate 3.88%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR 50% or less

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.59%, Comparison Rate 3.49%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR 50% or less

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.84%, Comparison Rate 3.58%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR 50% or less

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.24%, Comparison Rate 3.75%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR 50% or less

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.69%, Comparison Rate 4%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR 50% or less

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.84%, Comparison Rate 4.18%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR 50% or less

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.29%, Comparison Rate 5.03%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR 50% or less

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.29%, Comparison Rate 5.24%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.59%, Comparison Rate 3.49%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.84%, Comparison Rate 3.58%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.24%, Comparison Rate 3.75%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.69%, Comparison Rate 4%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.84%, Comparison Rate 4.18%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.29%, Comparison Rate 5.03%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.29%, Comparison Rate 5.24%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.59%, Comparison Rate 3.75%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.84%, Comparison Rate 3.82%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.24%, Comparison Rate 3.96%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.69%, Comparison Rate 4.19%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.84%, Comparison Rate 4.35%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.29%, Comparison Rate 5.18%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.29%, Comparison Rate 5.37%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.59%, Comparison Rate 3.75%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.84%, Comparison Rate 3.82%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.24%, Comparison Rate 3.96%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.69%, Comparison Rate 4.19%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.84%, Comparison Rate 4.35%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.29%, Comparison Rate 5.18%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.29%, Comparison Rate 5.37%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.89%, Comparison Rate 3.92%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.29%, Comparison Rate 4.03%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.59%, Comparison Rate 4.18%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.04%, Comparison Rate 4.42%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.19%, Comparison Rate 4.6%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.29%, Comparison Rate 5.27%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.29%, Comparison Rate 5.45%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment

LVR 50% or less

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 4.76%, Comparison Rate 4.94%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 4.76%, Comparison Rate 4.94%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 4.76%, Comparison Rate 4.94%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 4.76%, Comparison Rate 4.94%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR 50% or less

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 3.14%, Comparison Rate 3.66%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 3.14%, Comparison Rate 3.66%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 3.49%, Comparison Rate 3.8%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 3.49%, Comparison Rate 3.8%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR 50% or less

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 2.69%, Comparison Rate 3.31%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 2.74%, Comparison Rate 3.33%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 3.18%, Comparison Rate 3.5%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 3.18%, Comparison Rate 3.5%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR 50% or less

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 2.69%, Comparison Rate 3.31%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 2.74%, Comparison Rate 3.33%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 3.18%, Comparison Rate 3.5%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 3.18%, Comparison Rate 3.5%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Loan amount less than $150,000

Minimum: $40000.00 Maximum: $149999.00

- Lending Rate Type: Variable
- Interest Rate: 4.96%, Comparison Rate 5.02%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Loan amount $150,000 to less than $400,000

Minimum: $150000.00 Maximum: $399999.00

- Lending Rate Type: Variable
- Interest Rate: 3.69%, Comparison Rate 3.98%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Loan amount $400,000 to less than $700,000

Minimum: $400000.00 Maximum: $699999.00

- Lending Rate Type: Variable
- Interest Rate: 3.69%, Comparison Rate 3.98%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Loan amount $700,000 or more

Minimum: $700000.00 Maximum: $

- Lending Rate Type: Variable
- Interest Rate: 3.69%, Comparison Rate 3.98%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR 50% or less

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.79%, Comparison Rate 3.76%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR 50% or less

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.99%, Comparison Rate 3.84%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR 50% or less

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.39%, Comparison Rate 4%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR 50% or less

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.89%, Comparison Rate 4.26%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR 50% or less

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.04%, Comparison Rate 4.44%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR 50% or less

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.69%, Comparison Rate 5.39%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR 50% or less

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.69%, Comparison Rate 5.61%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR 50% or less

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.79%, Comparison Rate 3.76%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.79%, Comparison Rate 3.76%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.99%, Comparison Rate 3.84%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.39%, Comparison Rate 4%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.89%, Comparison Rate 4.26%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.04%, Comparison Rate 4.44%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.69%, Comparison Rate 5.39%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.69%, Comparison Rate 5.61%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 50% and less than or equal to 60%

Minimum: 50 PERCENT Maximum: 60 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.79%, Comparison Rate 3.76%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.79%, Comparison Rate 3.76%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.99%, Comparison Rate 3.84%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.39%, Comparison Rate 4%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.89%, Comparison Rate 4.26%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.04%, Comparison Rate 4.44%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.69%, Comparison Rate 5.39%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.69%, Comparison Rate 5.61%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 60% and less than or equal to 70%

Minimum: 60 PERCENT Maximum: 70 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.79%, Comparison Rate 3.76%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.79%, Comparison Rate 3.76%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.99%, Comparison Rate 3.84%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.39%, Comparison Rate 4%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.89%, Comparison Rate 4.26%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.04%, Comparison Rate 4.44%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.69%, Comparison Rate 5.39%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.69%, Comparison Rate 5.61%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 70% and less than or equal to 80%

Minimum: 70 PERCENT Maximum: 80 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.79%, Comparison Rate 3.76%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.99%, Comparison Rate 3.93%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 2 years

Minimum: 24 MONTH Maximum: 24 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.44%, Comparison Rate 4.06%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 3 years

Minimum: 36 MONTH Maximum: 36 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 4.69%, Comparison Rate 4.21%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 4 years

Minimum: 48 MONTH Maximum: 48 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.19%, Comparison Rate 4.47%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 5 years

Minimum: 60 MONTH Maximum: 60 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 5.34%, Comparison Rate 4.66%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 6 years

Minimum: 72 MONTH Maximum: 72 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.89%, Comparison Rate 5.58%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 7 years

Minimum: 84 MONTH Maximum: 84 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 6.89%, Comparison Rate 5.8%
- Repayment Type: Interest Only
- Loan Purpose: Investment

LVR above 80% and less than or equal to 90%

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Fixed term 1 year

Minimum: 12 MONTH Maximum: 12 MONTH

- Lending Rate Type: Fixed
- Interest Rate: 3.99%, Comparison Rate 3.93%
- Repayment Type: Interest Only
- Loan Purpose: Investment

### Product Features

- Other Additional Information: Member Package. For just $395 per year, add a Member Package to your Flexible Home Loan and receive lower variable and fixed interest rates, no valuation fee, no top up fee.

- Digital Banking

- Redraw Additional Information: Free redraws. Get cash for emergencies from available funds if you’re ahead on payments (minimum $500).

- Offset Additional Information: Offset account. Let your savings reduce your interest with a 100% offset account.

- Other Additional Information: Pay interest-only. You can pay just the interest for up to 5 years on a home you’ll live in, and request up to an additional 5 years if it’s an investment property.

- Other Additional Information: Early repayments. Pay your variable rate loan off as early as you want with no penalty.

- Other Additional Information: Fixed loan prepayments. Pay up to $30k into the fixed portion of your home loan during the fixed rate period, without incurring a prepayment fee.

- Other Additional Information: Repayment holiday. Apply to take a break from repayments when the unexpected happens, if you're ahead on your repayments.

- Other Additional Information: Rate lock. You can add a rate lock option to your fixed home loan application for $500 which lets you hedge against rates rising before the settlement date.

- Other Additional Information: Fix or split. There is no fee to fix or split your loan.

### Product Eligibility

- Natural Person

- Min Age - 18.

- Other Additional Information: Home loan applications are subject to the Bank's normal credit approval.

- Residency Status - A Citizen Or Permanent Resident Of Australia Or A Citizen Of New Zealand That Is Permanently Residing In Australia And Employed (where Applicable) In Australia..

### Bank Fees and Charges

- Member Package Fee (Periodic), Amount: 395.00. Additional Information: Payable if you choose to purchase a Member Package, at settlement, and on each anniversary.

- Valuation Fee (Upfront), Amount: 0.00. Additional Information: If a valuation is needed, this fee is charged per property and covers some of our cost.

- Valuation Fee (Event), Amount: 0.00. Additional Information: If a valuation is needed, this fee is charged per property and covers some of our cost.

- Agent Fee (Upfront), Amount: 110.00. Additional Information: Payable at or before settlement if our external solicitors are required to instruct an agent to conduct settlement (e.g. if in a rural area)

- Solicitor Fee (Upfront), Amount: 200.00. Additional Information: Our solicitors prepare the mortgage and attend to settlement and this fee covers some of our cost.

- Solicitor Fee (Event), Amount: 200.00. Additional Information: Our solicitors prepare the mortgage and attend to settlement and this fee covers some of our cost.

- Government Fees And Charges (Variable), Amount: Not Listed.. Additional Information: Government fees and charges. Differ by state.

- Rate Lock Fee (Event), Amount: 500.00. Additional Information: Payable if you elect to lock in a fixed interest rate.

- Lenders Mortgage Insurance (lmi) (Variable), Amount: Not Listed.. Additional Information: Payable when the loan amount is greater than 80% of the property's value.

- Top Up Fee (Event), Amount: 0.00. Additional Information: Payable when you top-up your home loan.

- Product Variation Fee (Event), Amount: 250.00. Additional Information: Payable on an existing loan contract if you choose to change product types. i.e. from a Flexible Home Loan to a Basic Home Loan, or vice versa.

- Security Substitution Fee (Event), Amount: 350.00. Additional Information: Payable if we approve a request to substitute the security property for another property.

- Duplicate/interim Statement (Event), Amount: 5.00. Additional Information: Duplicate or interim statement fee, per statement.

- Bank Cheque Fee (Event), Amount: 10.00. Additional Information: Payable if we provide you with a bank cheque, repurchase a bank cheque or replace a bank cheque.

- Telegraphic Transfer Fee (Event), Amount: 30.00. Additional Information: Payable when you request us to make a payment for you via Telegraphic Transfer.

- Production Of Title Fee (Event), Amount: 250.00. Additional Information: Payable to produce the title to the security property.

- Arrears Fee (Event), Amount: 25.00. Additional Information: Payable on the fifth day after: a loan facility has missed a scheduled payment and fallen into arrears, and/or; each month (or every four weeks if your payment frequency is weekly or fortnightly) that the loan remains in arrears.

- Security Discharge Preparation Fee (Event), Amount: 350.00. Additional Information: Payable on discharge of a mortgage. Charged per property.

- Prepayment Fee (Variable), Amount: Not Listed.. Additional Information: Payable if we incur a loss due to the early termination of a fixed interest rate period.

- Search Fees (Variable), Amount: Not Listed.. Additional Information: It may be necessary to conduct title or instrument searches or property enquiries. If so, you must pay us at or before settlement the actual cost incurred for such searches or enquiries.

- Consent To A Dealing Fee (Event), Amount: 250.00. Additional Information: Payable when we consent to a dealing with a property.

- Loan Renegotiation Fee (Event), Amount: 250.00. Additional Information: Payable on existing loan contracts when you ask us to extend the loan term, change the repayments from principle and interest to interest only or extend the interest only period of your loan, make changes that require us to reassess and redocument your existing loan contract, in part or in whole, with a new loan contract.

- Subdivision Approval Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Subdivision approval valuation fee. Cost varies.

### Limitations & Restrictions (Constraints)

- Min Limit of 40000

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